Privacy Policy

1. Information We Collect

• Account information (name, email address, and authentication details).
• Financial data you input (accounts, transactions, budgets, goals, trips, and shared expenses).
• Usage data (pages viewed, feature usage, and device info).
• Support communications you send to us.

2. How We Use Information

• Provide and maintain the Service.
• Personalize your experience and improve features.
• Process billing and manage subscriptions.
• Communicate updates, security notices, and support.
• Comply with legal obligations.

3. Payments and Paddle

Payments are processed by Paddle.com Market Ltd. or its affiliates ("Paddle") as the Merchant of Record. Paddle handles payment information and may collect billing details directly. We do not store full payment card details on our servers.

4. Data Controller and Processing Locations

Ledger is the data controller for the app data you provide and the account information we collect to operate the Service. Paddle acts as the Merchant of Record and is the data controller for billing and payment-related data it processes. We use cloud providers and service partners to run the Service, which may process data in other countries where they operate.

5. Sharing of Information

• Service providers who help operate the Service.
• Payment processors (Paddle) for billing, tax, and compliance.
• Legal authorities when required by law.

6. Cookies and Tracking

We use essential cookies to keep the Service running and analytics tools like PostHog and Google Analytics to understand usage and improve the product. These tools may set cookies or similar technologies to collect usage data.

7. Data Retention

We retain personal data as long as your account is active or as needed to provide the Service and comply with legal obligations. You can request deletion of your account data subject to legal requirements.

8. Your Rights

Depending on your location, you may have rights to access, correct, delete, or restrict the use of your personal data. To exercise these rights, contact us using the details below.

9. Security

We use reasonable safeguards to protect your information. However, no method of transmission or storage is 100% secure.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will update the "Last updated" date and provide notice of material changes.

11. Contact

For privacy questions or requests, contact us at hello@getledger.app.